A Loan against Mutual Funds is a secured loan where your mutual fund units are used as collateral. This option provides quick access to funds at competitive interest rates without selling your investments. As the value of your mutual funds appreciates, you can benefit from both the loan and the growth of your assets.
Types of Loan Against Mutual Funds:
Overdraft Facility:
- Allows you to withdraw funds as needed up to a predetermined limit.
- Interest is charged only on the amount utilized, offering flexibility in repayment.
Term Loan:
A lump sum loan amount disbursed for a fixed tenure.
- Suitable for those who need a specific amount for planned expenses.
- Features of Loan Against Mutual Funds:
Quick Disbursement:
- Fast processing and disbursement of the loan amount.
- Provides immediate access to funds when required.
No Impact on Investment Growth:
- Your mutual fund investments continue to earn returns while serving as collateral.
- Ensures that you don’t miss out on potential gains.
Flexible Repayment Options:
- Choose from a variety of repayment plans to suit your financial situation.
- Allows you to repay the loan without any strain on your finances.
Low-Interest Rates:
- Enjoy competitive interest rates compared to unsecured loans.
- Makes it a cost-effective way to raise funds.
Unlock the potential of your mutual fund investments with a Loan against Mutual Funds from OM Sai Finvest Distributors LLP. This financial solution offers you the best of both worlds: access to funds and continued growth of your assets.
